Daniel Christoff gives Canadians access to 100+ lenders and zero bank bias — with a broker who actually picks up the phone.
Professional advice delivered in under 24 hours.
High-interest credit cards, loans, lines of credit, and other monthly payments can add up quickly. For some homeowners, using available home equity to restructure their mortgage may provide an opportunity to pay off higher-interest debts and reduce their overall monthly payments.
Credit cards, loans, and lines of credit can carry significantly higher interest rates than a mortgage.
Available home equity may provide an opportunity to pay off higher-interest debts and reduce your overall monthly payments.
Replacing multiple debt payments with one structured mortgage payment can simplify your finances and potentially improve your monthly cash flow.
One of my clients, Greg, was able to pay off his higher-interest debts and reduce his overall monthly payments from $4,000 to $1,715.
Every situation is different. Your potential savings will depend on your mortgage, available equity, debts, rates, and overall financial situation.
See How Much I Could SaveI shop your mortgage across Canada's top banks and monoline lenders to find the rate and terms that fit your goals.
Plus dozens more monoline and alternative lenders

"I watched my own family get misled by bank advisors and brokers who only cared about themselves. I started this to ensure no one else feels that vulnerability and gets the right advice they deserve."
I look at the bigger picture — your mortgage, higher-interest debts, available home equity, and monthly payments — to see if there's a better way to structure everything and improve your monthly cash flow.
We look at your mortgage, credit cards, lines of credit, loans, and other monthly obligations — not just your mortgage rate.
I compare options from a wide range of lenders to determine whether your home equity can be used to pay off higher-interest debts and lower your overall monthly payments.
I'll show you what the new mortgage could look like, what debts could be paid off, and the potential monthly savings — so you can decide whether restructuring makes sense for you.
Use available home equity to potentially pay off credit cards, loans, and lines of credit carrying higher interest rates.
Restructuring your mortgage and other debts could reduce the total amount you’re paying each month.
With fewer high-interest payments going out each month, you could have more room in your budget for what matters most.
Videos
Short videos from Daniel — and real clients sharing their stories.
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See the numbers first. Decide if it makes sense.
We’ll review your mortgage, credit cards, loans, lines of credit and other monthly payments to understand the full picture.
I’ll review available mortgage solutions and determine whether restructuring could help pay off higher-interest debts and reduce your overall monthly payments.
I’ll break down the numbers clearly — what could be paid off, what your new mortgage payment could look like, and how much you could potentially save each month.
If the numbers make sense and you decide to move forward, I’ll guide you through the mortgage process from application through funding.
A lower rate isn’t the only way to improve your monthly cash flow.
Could Your Home Equity Be Working Harder?
If you’re carrying higher-interest credit cards, loans, or lines of credit, your home equity may provide another option. A mortgage restructure could help pay off those debts and potentially reduce the total amount you’re paying each month.
See what the numbers could look like before making any decisions.

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Est 1989The Mortgage Centre"We had an incredible experience working with Daniel at Mountainview Mortgage for our mortgage renewal. Daniel and his team were extremely professional, knowledgeable, and responsive throughout the entire process. They took the time to answer all of our questions, provided clear and helpful advice, and made the renewal process smooth and stress-free. We truly appreciated their timely communication and the level of care and attention they provided from start to finish. Exceptional service all around — definitely a 10/10 experience! We would highly recommend Daniel and the Mountainview Mortgage team to anyone looking for knowledgeable and reliable mortgage professionals."
"Daniel was very helpful efficient and very quick to help us, and easy to reach when you have concerns or questions. We recommend him especially if you have problems with debt or just needed a broker to help with your house renewal. for sure we will go back with him.. for it. Thanks Daniel and his team"
"I just wanna say Thank you!!! to Daniel and he's Team they help me a lot regarding on mortgage, i highly recommend them if you looking for new or renew your mortgage and they can saved you time and money. Thank you again!!!MountainView great Job"
"Daniel and his team were very exceptional. There professionalism and compassion for what they do was above and beyond. They made the entire process stress free and comfortable while they work around the clock to get the most options and rates that best suits you. Daniel continues to work with you even after to ensure you get the best mortgage rates and reduce any additional debts for more peace of mind and stress free experience. I would recommend Daniel and his team 100% to anyone looking for paying off additional debt and for a new mortgage. They can guide you for the best plan that can work for you."
"I turned to Daniel Christoff at Mountain View Mortgage to refinance my Mortgage, and the process was quick and efficient. They took the time to review my financial goals and found a lender option that significantly lowered my monthly payments. Their team kept me updated at every stage, so I always knew what was happening. Fantastic customer service from start to finish."
"Daniel helped me refinance as stress-free and efficiently as possible. I am so grateful to have come across him online and I am another testimonial among all the rest that can vouch for his work ethic and competence. Everything that Daniel said he could do was done and he will earn your trust immediately. He’s very knowledgeable and has lots of expertise with mortgages and the market. He will find you the best deal possible. He’s so easy going and friendly you’ll feel a hundred percent comfortable with him working on your behalf. I know that I can go to him in the future and like a good friend he will have my back. Thank you Daniel Christoff and your team for a smooth and quick closing!"
"Extremely grateful for all the help and hard work Daniel Christoff put into securing financing for us. Our situation was complicated but Daniel made it seem effortless. He was able to secure a good rate when no one else could. We would highly recommend him and his team. Thank you Daniel"
"Highly Recommend!!! Incredible service, professional, respectful, gets the job done! If your looking for mortgage direction Daniel and his team are your go to! Super Happy Clients!"
"Daniel and his team were great. They walked me through everything. My messages to them were returned almost immediately. I am extremely happy with the service I got."
"I had the best experience working with Daniel and his team. They were professional, knowledgeable and their communication was on point. Daniel helped me secure a better rate for my mortgage and some extra cash to pay off my debt. I highly recommend Daniel and his team if your looking to refinance or for a mortgage!"
"Very professional and helpful. Communication was great and Daniel always followed up and his team also kept us posted through out the process. Danielle is a through professional and very easy guy to deal with."
"I want to share my experience by writing this post. I had seen Daniel's video on Facebook in 2025 it all seemed too good to be true i didnt post a reply saying i needed help. I looked up Daniel's info and it was all legit i put his number in my notebook. Fast forward to June 1st 2026 I was on facebook again watched the video and the testmonials of people he had helped still didnt ask for help then a little later i had a message on Messenger from Daniel this time i replied and we spoke after 4pm. This was the best call i ever had i explained my situation i didnt feel judged he was easy to talk to. In 3 weeks and 4days my mortgage refinance was complete everybody at Mountainview mortgage were great and they treat their clients well, and try to find the best solutions for them. Thank you Daniel and the team you took my stress away."
"Daniel was amazing to work with throughout our mortgage process. He helped us secure a new mortgage that fit our needs and guided us through consolidating our debt, which has made a huge difference for our financial situation. He was knowledgeable, patient, and always available to answer our questions, making what could have been a stressful experience feel smooth and straightforward. We truly appreciated his honesty, professionalism, and dedication to helping us find the best solution. I would highly recommend Daniel to anyone looking for a mortgage broker who genuinely cares about his clients. Thank you again!"
"Had a great experience they solved all my issues. Would recommend"
"Daniel and his Team are amazing people to work with, they get the job done quick and with a smile. Would definitely recommend Daniel and his Team to anyone who needs help no judgement just help!"
"The Customer Service Experience was Out Of This World.. Since The Beginning Until Closing Time, we felt like Family Treatment. It was an Amazing Job, They Are Knowledgeable And Persistence. We Highly Recommend Them."
"Recently had Daniel set up my first remortgage. He is awesome! All my questions were answered and he was always available to help me navigate through the process. His team is equally as friendly knowledgeable and helpful. Everything was completed in a very timely manner with lots of communication along the way. If you are looking to re mortgage I would definitely recommend getting in touch with Daniel. He is extremely knowledgeable in all areas of the process and will help guide you finding the best rates out there."
"It was a real pleasure working with Daniel. He was very responsive and the process was seamless. I highly recommend this team for your mortgage needs!"
"Good people to work with good rates as well very happy with the outcome thanks to Daniel"
"We had a wonderful experience with Daniel. The whole experience for us was scarey at first but Daniel made us feel comfortable that it was all going to work out. We now feel there has been a weight lifted. We are glad we called. Thank you Daniel"
"So I originally talked with Daniel and he was very caring and understanding. I made a huge mistake and went with another person and she told me nothing but lies and got me further into financial debt. I received an email I believe from Daniel and told him the huge mistake I made and asked if there was anyway he could still be of any help to my bigger mess. Daniel said no problem let's see what you did and get you straightened out. There were no lies. He and his team answered any and all questions I had and reassured me that my husband and I would be okay. Well we are nearing the end just waiting on the people I shouldn't have trusted to get back with the lawyers and everything is completed to our satisfactory. I kick myself in my pants for not going with Daniel first."
"Daniel was very thorough and very patient. He immediately assured me that he was going to help. He stayed close through the whole process and helped consolidate and refinance in order to maximize our piece of mind. His team was very helpful and I am so thankful I reached out, truly a good guy. He is trustworthy and it was a pleasure working with him"
"Thank you Daniel for your time and support for getting us to where we needed to be We appreciate it, it's only going up from here"
"I cannot recommend Daniel Christoff at Mountainview Mortgage enough! I first came across his profile on Instagram and decided to reach out. It was the best decision. Daniel is incredibly honest and fast, and he made the entire refinancing process seamless. Thanks to his expertise, I am now on the path to being debt-free and can finally plan for my future without the stress. If you want a broker who actually cares about your goals, Daniel is your guy Bevy-Mississauga, ON April/2025 Part 2 Working with Daniel Christoff for my mortgage refinancing was an absolute game-changer. I was dealing with some heavy debt, and Daniel stepped in to help me streamline everything. He didn't just handle the paperwork; he worked quickly and efficiently to clear my debts and completely lift that financial pressure off my shoulders. What stands out most about Daniel is his proactive care. Even after everything was finalized, he reached out to ensure I felt comfortable and is already planning ahead to help me optimize my payments at renewal time. If you want a broker who is efficient, genuinely cares about your financial well-being, and delivers results fast, look no further than Daniel!"
"I had an excellent experience with my Daniel and his team, who managed to resolve all my issues within just a week. His fast and responsive approach made the process incredibly smooth, and I always felt supported throughout. It was reassuring to know that I wasn't navigating this alone; he was there every step of the way. After researching his profile and the company online, I found numerous positive reviews that reflected his commitment to his clients. What impressed me the most was his willingness to communicate at any time, even during his personal moments or on weekends. It's clear he prioritizes his clients' needs. Moreover, I appreciated the follow-up assurance that when my contract is coming due, they will proactively reach out to negotiate better rates on my behalf. This level of care makes it feel like a complete package. They truly take you under their wing and ensure you receive the best possible service. I highly recommend this broker to anyone seeking a seamless and supportive experience!"
"Very dependable, punctual, hard working and knowledgeable, they have always found the best mortgage rates for me! Would highly recommend them!"
"From Bonnie Semenuk may 2026 Can’t thank Daniel enough for his outstanding service. This is the second time I have secured his services. He goes above and beyond to get you the best possible mortgage rate. Daniel and his team keep you informed, step by step of what is happening and what will be the next step in the process. I do not hesitate in recommending Daniel . If you are looking for a knowledgeable and trustworthy mortgage broker, I don’t think you will find anyone more committed than Daniel Christoff. Dan is your man !"
"Thank you Dan and your team. You made our lives here a bit easier with your help to ease our debt burden and lower mortgage rate. You guys are top drawer. Btw, I can attest that you are not AI. Lol. I’m sure we will be in contact again when my mortgage term is up for renewal. Thanks again."
"Daniel was amazing to work with. He walked me through everything, answered all my questions. Was very quick to call back and or respond and most importantly made it happen even when you thought it wasn't possible. Thank you Daniel it was a pleasure working with you."
"Daniel's team was amazing to deal with.Recommend Mountview mortgage to everyone dealing with today's mortgage challenges."
"I had the pleasure of working with Daniel as my mortgage broker. After researching many brokers and reading countless reviews, Daniel really stood out to me. From the moment I spoke with him, he was professional, knowledgeable, and truly dedicated to helping me get the mortgage I needed. He was always quick to respond to any questions I had throughout the process, making everything smooth and stress-free. I highly recommend Daniel to anyone looking for a reliable and trustworthy mortgage broker."
"I was drowning in high interest debt and seriously thinking of a consumer proposal. I was so stressed out.. I came across Daniel and we had a conversation he was very professional but my girlfriend told me to try her broker. What a massive mistake. Not all brokers are alike believe me. She had my file for 2 months and I was getting deeper and deeper in debt, then came back with nothing! I sheepishly texted Daniel and said “remember me ? will you talk to me ? 🤣 I’m so sorry I should’ve listened to you.” Daniel remembered me, he was great. He said no problem. That’s what I’m here for and I’m not kidding, that very day he had an offer for me.! That afternoon! What?!!! I had waited two months for some relief. My refinance was in a rental and closed in 2 weeks. His whole team was perfect with communication. I have no complaints at all. I am just so relieved that I can financially breathe. Daniel is a Godsend, a lifesaver. He’s got my business from now on for my residential home and my rental. He’s proven his worth to me for sure. I don’t normally write reviews but this one I’m happy to do so. Thank you Daniel for listening, for reassuring me for everything…. you walked me through the whole process and you were professional and took all my stress away. I highly recommend Daniel and his team to anyone looking to refinance or for a mortgage."
"Dan at mountainview mortgage was a pleasure to work with he’s very helpful and very professional.Me being a truck driver owner operator I thought it would be stressful and a lot of hassle but Dan made the whole process simple and stress free it was a pleasure doing business with this company I would totally recommend Dan at mountainview for anyone in need of a mortgage so happy to move in to our new home thank you so much Dan"
"Awesome experience with Dan and his team!! They go above and beyond to help you get back on track. If you are looking but not sure who to trust look no further and message Dan. He will get back to you the same day!"
"Helped me out a lot getting my two mortgages rolled into one and lowering the price of the mortgage per month save me almost 2000+ a month. Great guy I recommend using him for your mortgage"
"Thank you to Daniel and the Team at mountain Mortgage. Daniel helped us out with our mortgage needs and found us a great new rate and we were able to lower our mortgage payments. Thank you for everything Daniel"
"Working With Daniel was awesome. He helped me when know one else could. I csnt thank him enough for renewing my mortgage. It gave me a new lease on life and I will work with him again when I need to renew"
"Awsome team of professionals they helped me refinance my mortgage explained everything they were on top of everything from start to finish.. super easy to talk to I highly recommend Dan and his team to anyone looking for a mortgage at a great rate...."
"Excellent service was provided by the entire team and Daniel was very professional and friendly. Super easy to communicate. Always available to answer questions big or small. He never pressured us but was able to provide different solutions to our particular situation which resulted in a great outcome and we are happy we stumbled across his profile on fb. We would highly recommend him and the entire team!!"
"Dan helped us get our mortgage for our first home! Dan was amazing to work with as he is very enthusiastic, intelligent and extremely helpful during the whole process. His knowledge and experience allowed us to easily trust him. He was a pleasure to work with."
"Daniel and his team were awesome. Everything went smoothly and was very professional. He really takes care of you and answers all your questions thoroughly . He always provided us with a fast response and took the time to contact us when it was convenient for us. Thanks again to Daniel and his Team! Much appreciated !!"
"Working with Daniel and his team at Mountainview Mortgage was honestly one of the best decisions we've made regarding our mortgage renewal. He made us feel comfortable and never rushed. He took the time to walk us through everything step by step, answering our many questions, which gave us a lot of confidence. He took our information and worked the magic in the background, negotiating to get the very best deal and checking with us along the way. What we appreciated most was how accessible and responsive he was. Anytime we reached out, he got back to us quickly and made sure we fully understood what was going on. It never felt transactional — it felt like he genuinely cared about helping us make the right decision. In the end, everything came together smoothly, and we're really happy with the outcome. We wouldn’t hesitate to recommend Daniel to anyone looking for a first-time or a renewal mortgage. You’ll be in very good hands."
"I can’t say enough about what a pleasure it was to work with Daniel and his team. He is professional, friendly, knowledgeable and efficient. He made the process clear and simple with results that have saved us more than $3000 a month. Thank you Daniel for helping us get set up on a path that will help us get control of our financial future. We look forward to working with you again and I would encourage anyone looking for Mortgage Services to make the phone call to Daniel..He’s the real deal!"
"Daniel is a great and genuine person to work with , his professionalism lead to fast results and his support and guidance was always there during the process , I am defenetly recond him 100% please do not hesitate in contact him , you will be very happy with the results ."
"Daniel has been everything as advertised. This man genuinely cares about his clients. He goes out of his way to make sure you understand and are comfortable with his information. He doesn’t pressure you into anything and is very detailed with all that’s put in front of you. He has made my family and I more comfortable moving forward and can’t thank him enough. Whether it’s a Mortgage or refinancing, Daniel is your guy you will not regret it."
"Daniel and his team were truly a Godsend during a difficult time. They were patient, took the time to listen, and offered thoughtful solutions every step of the way. In a world where great service is hard to find, they stood out by always being available and going above and beyond. Because of their hard work, i get an opportunity to do things differently go forward.Highly recommend!"
"Hi Daniel, We wanted to take a moment to express our gratitude for your exceptional guidance and support. When we first started this process, we felt overwhelmed but your dedication and prompt answers to many questions made all difference. Thanks to your expertise we will definitely recommend your services to family and friends who need help. Best regards!"
"It was an amazing experience working with Daniel, he look after all of our needs, and now we can sleep at night not worrying about debt."
"Daniel and his team are very knowledgeable and helpful they always keep you informed so you can make the best decision possible"
"I didnt know getting a mortgage could be this hasslefree. Now dept free. Daniel and his teammade it soo easy"
"Daniel has been an amazing help for us. He is someone I would recommend due to his professionalism, knowledge and his kind conduct. Truly grateful!"
"Working with Daniel was amazing. He was quick - straight to the point, knew exactly what I wanted and needed and made it happen quickly and efficiently. Highly recommend."
"Absolutely the best mortgage brokerage ever . Extremely helpful and accommodating. They answered all our questions in a very timely matter and always took our call . Would highly recommend this team of experts"
"We had a great experience with Mointview Mortgage and renewing. They made the process smooth and were always available every step of the way."
"Daniel was amazing to work with throughout our mortgage renewal. He was professional, informative, and took the time to guide us through each step, ensuring we felt comfortable and well informed. His approach made the process smooth, quick, and efficient, and we truly appreciated his support and attention to detail. We’re grateful for his help and would gladly recommend him to anyone looking for trustworthy and knowledgeable mortgage guidance."
"I can’t recommend Daniel and his Team Montainview highly enough. From start to finish, they were incredibly caring, patient, and genuinely invested in helping us find the best possible solution. Refinancing a home can be stressful, but they made the entire process feel smooth and manageable. What stood out most was Daniel’s honesty and transparency. He took the time to clearly explain every option, answered all our questions (no matter how small), and always had our best interest at heart. We never felt pressured—only supported. If you’re looking for someone trustworthy, knowledgeable, and truly committed to their clients, this is the mortgage broker you want on your side. We are so grateful for his guidance and would absolutely work with him again!"
"From the first conversation we had with Daniel we had great service he was definitely there to help us through our situation and find the best way to help us in a timely matter telling us what he needed from us to make things easier and in the end we did re mortgage to consolidate some debts now we can concentrate on one payment and stay ahead. Thank you Daniel"
"Huge shoutout to Daniel and his team for such an incredible experience! This was our first time working with Daniel, and we honestly couldn’t be happier. Communication was excellent, everything was handled in a timely manner, and they truly took the time to investigate and secure the best possible mortgage option for us. The whole process felt smooth and stress-free thanks to their professionalism and dedication. We would highly recommend Daniel and his team to anyone looking for a mortgage broker they can trust! Cheers."
"Thank you for being wonderful and gracious to me during the entire process! Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all the papers . It has been a pleasure to work with all of you. Thank you, Daniel, your timely help has saved me from uncertain situation, it not only help me financially but also boosted my morale and confidence in the stability and realibility of my financial support. God bless us all!"
"Daniel Christoff from Mountainview Mortgage has been very helpful to me to get the lowest possible mortgage rate in Scotia bank. He is prompt in giving assistance and answering questions. You will feel that he is passionate to help you get the best mortgage and he did not gave up on me until I got the lowest rate. I recommend Daniel, he is easy to deal with and he is simply the best!"
"Highly would recommend. Just completed my mortgage renewal. Daniel found the best rates and the process was stress free. Thank you."
"He was very supportive, always available if I need it him always find the best solution for the most business/personal problems."
"Daniel is amazing to work with. I have worked with him twice now to refinance and pay off debts. He is my Angel sent from above to help in my financial crisis I put myself in. Hes very friendly, patient, positive and always quick to answer when you message or call him to answer any questions and help in the process. I hope I dont get myself in debts again but if I do I will deffinately work with Daniel again🙂❤️"
"I would like to personally thank Daniel in regards to my mortgage refinancing, you made the entire process smooth and stress free. I would highly recommend Daniel Christoff."
"Just completed our HELOC with Daniel and Mountainview Mortgage to consolidate our debt. Daniel was resilient throughout the entire process to find the right solution for us. This is someone who looks at your situation from all angles to find the best fit for you. Thank you Daniel for all your hardwork, we look forward to working with you next year on our mortgage!"
"Hi, those guys. They doing professional job in the beginning. I thought is just fake, but I give it a try. And then I find out they are very helpful and help me a lot to get out from my problem, I really thank them very much"
"I had a great experience with Mountainview mortgage ot only did Daniel my debts straightened out my life is stress free I'm able to take time off and head to the Caribbean Islands. Thanks for all yor help and patience 😊"
"We recently worked with Daniel to renew our mortgage, and the experience was exceptional from start to finish. He was fast, efficient, and extremely professional. Daniel is always easy to work with, and he responds very quickly to any questions or concerns, which made the entire process smooth and stress-free. His knowledge, reliability, and dedication truly stand out. We are very grateful for his help, and we will definitely be contacting him again when we’re ready for our next mortgage process. Highly recommended!"
"Thank you Daniel for helping us with our mortgage approval. Up to the last detail he’s there and always keeping in touch to make sure everything is ok. God bless you always."
"My situation is a bit tougher as im self employed so if you cant find someone to help Daniel definitely can figure it out for you and be in your best interest I highly recommend him thanks again i can definitely breath now that all my debt is into one payment now"
"Thanks for helping us get our dream home! We had an excellent experience working with Dan as our mortgage broker. He was consistently responsive, communicated clearly, and made the entire process straightforward. Dan genuinely prioritized our interests and secured a great mortgage option for us. We feel confident and excited to continue our mortgage journey with someone we fully trust and can rely on. We’re very happy with the service we received and are pleased to give Dan a full 5-star recommendation."
"Daniel Christoff is God sent to us. He was able to answer all our questions and achieved each target we planned to hit related to our mortgage refinancing. Timely, Efficient and he really knows what he is doing and what is the best to his clients. Their services is Highly recommended. You will have peace of mind in few weeks. Dan and Mountainview Mortgage is the best! Keep it up, Dan! And keep helping homeowners with their mortgages! God bless you!"
"I cannot express enough gratitude for the incredible support our family received from Daniel , our mortgage broker. At a time when We had completely lost trust that anyone could help us, he stepped in with patience, professionalism, and an unwavering commitment to finding a solution. He showed us that he truly cares about his clients and is willing to go above and beyond—making the impossible possible when others said it couldn’t be done. His guidance and dedication changed everything for us, and we will forever be grateful. I strongly and wholeheartedly recommend Daniel to anyone looking for a trustworthy, skilled, and genuinely caring mortgage professional. He is truly exceptional."
"Daniel was very supportive and helped me every step of the way! I now have all my high interest debts and old mortgage paid off for one low interest loan. Thank you Daniel for all your help and providing me with everything we needed to make this happen! So much weight has been lifted."
"Daniel was fantastic to work with! He made the impossible possible for me, he made the mortgage process a little less stressful. Great guy to work with and get the job done ✅"
"Hi Daniel, I just wanted to sincerely thank you for all your help with my mortgage refinance. Your professionalism, patience, and clear communication made the entire process smooth and stress-free. I truly appreciate the time and effort you put into finding me the best rate and explaining every detail along the way. Thanks again for your excellent service — I’ll definitely recommend you to my friends and family"
"Thank you Daniel for all your hard work. We appreciate everything you did for us. It was a smooth process, and you walked us through every step of the way. Beyond thankful for the end results. We will be referring family and friends Thank you again. if you’re looking for a Mortgage Broker who really knows their stuff, who is committed and trustworthy Daniel is your guy We had come across his page on social media and took the chance and BOY are we glad we did Thanks, Daniel once again"
"I just wanna say my experience with Daniel was excellent from the beginning to the end Service quality every time you call him he answer and he answer all your questions anytime"
"Just to want to share Daniel is a very professional person who knows his job very well , I fully recommend him to anyone needs help , Daniel and his team know what they doing Thanks Daniel"
"We were in the middle of storm in life we thought we cannot get through it. One day Daniel came to our life and share with him with our struggles with debts and mortgage renewal. Daniel made us feel there is always hope no matter how difficult life is. Daniel never gave up on us he made sure we are in good hands. Daniel we cannot thank you enough for always going the extra mile to make sure everything ran smoothly. It's great to work with someone so dedicated to their clients. Daniel is type of person who treat you not just a client but a friend/family. He is a very compassionate person. From the bottom of our hearts!!! Thank you very much Daniel. The WILLIAMS FAMILY- SF Ontario"
"Great experience with Daniel! Friendly and positive attitude. It was a pleasure talking to him. He really puts you at ease with his quick answers for any financial questions."
"First time I will write a review and Iam very comfortable Really I recommend Daniel to anyone that going through mortgage or refinancing or even advice , he’s ready to contact and answer his phone anytime you called him or need his advice . I had experience with many guys but what I experienced with Daniel was really make my life easy and stress free . Thank you Daniel and god bless you and your Familly ."
"Daniel Christoff is fantastic. He helps you all the way. The process can sometimes be frustrating but it's definitely worth it. Thanks again for all your help."
"Daniel Christoff what can I say. You made the entire process a breeze. Please look no further Daniel is the person you want to deal with. Never met someone who responds so quickly to text messages. Phone calls voice mail and most importantly any questions you have. Thanks Daniel for everything . You were truly amazing to work with ."
"I found Daniel the best mortgage broker i ever experienced i recommad all who is looking for any help finding mortgage or refinancing contact him he will give you right direction and fast process And he also tells you what is best solution of your problem and concerns 👍👍💐💐💐🌹🌹🌹"
"Thanks Daniel & his team for all your hard work. It was a challenge sometimes but you got the job done. You makes the whole process seems so good to be true, thanks a million Daniel and we will definitely be working with you again. l am recommending Daniel to anyone who have mortgage needs(including your loan). Thanks again for everything."
"This guy is legit ! He’s done wonders for us saving us up to 2500 monthly always there if needed and takes the time to explain everything I would definitely recommend him in fact I did ! and now have two of my friends and family have joined up with him thank you Mortgages With Daniel Christoff for all that you’ve done for us !"
"We had an amazing experience working on our mortgage with this group of talented people. Daniel Christoff is a straight forward guy. He helped us in moving our mortgage to a competitive bank's interest rate. From days with lots of worries for tomorrow, to a peaceful sleep with assurance to get the days by smoothly. Thank you so much guys for a great job."
"Very helpful and the best. Thank you"
"I would have to say working with Daniel Christoff to figure out our financial goals was an amazing experience. I would recommend using Daniel at Mountainview Mortgage. He works diligently with you and has an amazing team to help out. Our family would sincerely like to thank Daniel for his hard work. We would also like to than Antoinetta Cote for her amazing work and explaining and helping us understand the full process. Again thank you to the team that helped out our family. Sincerely Don and Jessica"
"Highly recommend! Dan made the process for getting a mortgage very easy and stress free. He is very knowledgeable and clearly laid out everything he needed from me, the steps in the process, and what to expect. He was always very quick to respond and share information, and everything was ready well before closing. Compared to what some of my friends have had to deal with at other brokers/banks, it couldn’t have been easier and gone more smoothly! 10/10 would use his services again!"
"We extend our sincere gratitude to Daniel for his invaluable assistance, unwavering support, and exceptional contributions. His efforts streamlined the process, significantly reducing stress. It was a pleasure collaborating with him, and we anticipate future opportunities to work together. We appreciate his transparency and honesty throughout the engagement. With utmost appreciation, Nelson and Vicky Amaral"
"Daniel was amazing to work with. He was fast and efficient, and provided excellent support in getting our mortgage refinanced to consolidate debt. He got the refinance closed quickly, and it was very easy. Communication was great, and he provided the service he advertised. We will recommend him to friends and family, and WILL use him for our future mortgage needs. Thanks Daniel!!"
"Daniel Christoff was available and knowledgeable throughout our refinance. He not only helped us through securing a better bank but also a much better rate. Many thanks and would definitely recommend!! See you when we are up for renewal Dan!!"
"Thank you Daniel for all your help and understanding that means a lot to us"
"Working with Daniel was an absolute pleasure, he was incredibly professional, friendly and trustworthy and always on top of everything. I would highly recommend Daniel to my family and friends."
"Working with Daniel has been an incredible experience! His knowledge is unmatched and he takes the time to explain every step clearly and thoroughly. Daniel is not only professional and efficient, but also genuinely cares about his clients’ goals and financial well-being. You’re in great hands with Daniel. Highly recommend his services to anyone looking for expert mortgage guidance!"
"Dan was efficient, transparent and easy to communicate with. Thank you!"
"Came across this video 2 weeks ago on FB…took a chance to believe that good people are still out there. Daniel delivered! Daniel is the real deal. He taught us the crazy world that is mortgage renewals…. Helped us negotiate with our home bank and leverage other banks offers to secure the best rate and savings possible. He is very smart and knowledgeable in finance. He doesn’t waste any time. We refinanced and broke our mortgage early. We are debt free now and have only one payment. Saving $1500 per month and bought a new car. No car payments. All of our debts absorbed back into our mortgage. Daniel is straight forward. He delivered on every promise and made the process so easy. 10/10 ⭐️"
"Daniel did an excellent job helping my family & I out when we were in a sticky situation. He knows what needs to be done to help others who are struggling with their finances. He definitely took the stress off our shoulders allowing us to feel at ease. Even after his help, he called my mother to make sure that we’re doing well and if we need anything else to just give him a call. A truly reliable individual, thank you again from Ani, Petre, and Bob."
"Hello everyone. I have a little true story to talk about. It's Daniel Christoff Mortgage Agent responsible expert honest tirelessly person in the times of need especially after my wife passed away with four children all under 18 years old. Daniel he was there for me when everyone else turned they're Backs to me emotionally financially and humanly. My advice to everyone is if you need help refinancing or remortgagin the only solution is Daniel Christoff period."
"We met Daniel just in time. We needed help with our finances. I saw him on facebook. I don't normally respond to those ads, but I did this time, on Daniel's facebook ad. The rest is history. Daniel dealt with our problem ASAP! He us caring, knowledgeable, intelligent and friendly. He helped us tremendously and we are forever grateful. I asked him to hold a financial workshop with people in the community. He came, and taught us what we thought we knew a lot about. The people learned so much, and we are planning to get him again to further teach about finances, mortgage, HELOC, etc. Thank you, Daniel. God sent you to us at such a time as this - when we needed help the most!! I recommend Daniel to everyone!"
"My wife and I use Daniel services for a mortgage and he was nothing but impeccable! ! He made the process seem so easy as he explained in details as we moved from one step to the other and got us best interest . Daniel proved very knowledgeable in his job and is a true professional. We would definitely be sticking with Daniel for all our mortgage needs and without hesitation we would recommend/refer Daniel to our friends and family. Once again thank you very much for helping us Daniel!"
"It’s very helpful to get paid out of your debt, I’m very happy to get help from Daniel for giving me proper advice in my difficult time thank you"
"Recently had the pleasure of working with Daniel. Kind, caring and efficient with his work. Able to answer questions, weigh out options and put your mind at ease. Highly recommend! Thank you Daniel!"
"Daniel was very knowledgeable and very courteous and explained everything 👏"
"Fast Service"
"Talked with Dan today about my unique situation and HELOC for a unique property. He got in contact with me extremely quickly. Even though he was unable to find me a solution through his firm, he was very upfront and honest and gave excellent advice to steer me towards other avenues to pursue. Such honesty is rare these days. Even though I was unable to use his services this time, I will definitely keep him in mind if I need help down the road in the future. If you need honest, sound advice, Dan is definitely worth your while to talk to. I highly recommend him!"
"Daniel went above and beyond from the beginning of the process up to the end. He is very knowledgeable and professional, making the entire experience stress free. Will definitely recommend Mountainview Mortgage and Daniel!"
"Daniel is a great knowledgeable guy, this is my 2nd time dealing with him and I can reassure you that you will not be disappointed! He will find the best deal for you ! I recommend Daniel 100%. Zaina"
"Daniel is fast, responsive and reliable from start to finish. We should have met him sooner. What started as a second opinion was a seamless process in short period of time. Knowledgeable and a great guy to work with. Highly recommended! 🥂"
"Daniel did everything he said he was going to do. Explained everything clearly and got it done faster than I expected. I recommend him to everyone I talk to who has credit cards and / or line of credit payments. Saved me and my family a lot of stress and money. Thank you so much, Daniel."
"Daniel helped find us a lender that provided an excellent rate for our mortgage. He’s professional and made himself available to answer our questions. Great Service!"
"It was pleasure working with Daniel with our mortgage process! Extremely helpful and patient. His knowledge of the financial /mortgage industry was evident as he demonstrated his understanding and determination to succeed every step of the way to a successful closing! Thank you Daniel!"
"Dan is insightful, responsive, and takes the time to understand your situation to help you choose the best option. I strongly recommend him."
"My name is Francis Rozario, and I just wanted to share my opinion about Daniel. He was very helpful guy, and I think he is the best mortgage broker ever! His behaviour towards his clients is very kind and he supports his clients through the process."
"Daniel was extremely helpful with my refinance. He was transparent with every step of the process and made sure his work was in my best interest. I highly recommend reaching out to Daniel!"
"From the beginning Daniel has shown exemplary professionalism in handling my Refinance. He was straight forward and very helpful in explaining the process from start to finish. Thank you Daniel for all your help. We feel lucky to have you as our broker."
"Daniel is the best hands down. Honest, dedicated and caring."
"Daniel was a pleasure to work with. He’s true to is word . I advice to everyone who need help to contact him .. Thank you my friend for everything!"
"Daniel is friendly & very professional to ask help with.I can now breathe better that my biggest problem was resolved.If youre looking for someone to help you through & through, he is your guy.He answers prompt & is always available for you the minute he has the time for. Dont hesitate, I did, & I regret that i didnt decide til a year after getting in touch with him but finally I did & I got the help I needed for. Thanks Daniel & to your team!"
"Dan, I have to be honest.... when I came across your video, I was skeptical. I then showed my wife the video, and she was also skeptical. I told her we had nothing to lose by requesting information, and man was I ever glad we did. Kat and I sincerely appreciate your help in securing our new mortgage. This has taken so much weight off of our shoulders. Working with you has been an absolute pleasure. Your professionalism, attention to detail, and clear communication made the process smooth and stress-free. Thank you for your dedication and support throughout the whole process. We have paid our debt, leaving us with extra income at the end of the month, and were able to put over $18,000.00 in our bank account. We both highly recommend your service to anyone who is looking to clear some debt and have some extra cash flow at the end of the month. Thanks again, Dave and Kat Marshall"
"We are very happy, with Daniel’s work we highly recommend him, he will find the perfect answer for your situation no matter what, the weight we were carrying in our shoulders is gone. Thank you so much Dan!!!"
"I took a chance of speaking to Daniel as our financial situation is not where we needed it to be. I can say it was hard. But Daniel took the time to listen and built a solution to cater for what we wanted, we needed and what we desire financially. That being said, he made it so painless that now we are able to breath again and not stress with our financial situation. Thank you Daniel myself and my family appreciate all you have done. You are a life saver and I will highly/extremely recommend you and Mountainview mortgage to everyone. Once again thank you."
"Daniel is the real deal. I was super skeptical and scared to reach out but I did. After speaking with him his honesty was the first thing noticed. He knows his stuff. He walked me through step by step and was there for each step along the way. He's amazing!!! I now can breath and start to live again without working pqycheque to paycheque and wondering how much longer I can live this way. His team goes above and beyond too. From the moment of initial contact to the end result him and his team have your back. Thank you Daniel. From the bottom of my heart. My stress levels are already decreasing."
"Daniel is very professional and trustworthy. Our interest rate was lowered, paid off our debts and had money left to save. Thank you so much."
"Our experience with Daniel Christoff 10 out of 10 Very professional Honest en efficient Help us with our mortgage and refinance And the process was worth it We thank Daniel and his team for everything Now I m really out of debts and saving money.."
"Very happy with the service Daniel provided He is very professional and helpful"
"I have had the pleasure of working with Daniel Christoff at Mountainview for the past four years and I can confidently say that he has consistently exceeded my expectations. From helping me secure a line of credit to refinancing. Daniel has always gone above and beyond. He takes the time to thoroughly explain every detail, ensuring that I fully understand my options and feel confident in my decisions. Even when challenges arose, he managed everything with ease, keeping the process seamless and stress-free. His responsiveness is second to none. He is always available to answer calls, texts, and emails promptly. Daniel's personalized approach and genuine care for his clients truly set him apart. If you're looking for a mortgage broker who is not only knowledgeable and reliable but also deeply invested in your success, I highly recommend Daniel Christoff. You won't find a better partner for this journey!"
"It was a pleasure dealing with Daniel! He was very positive, honestly answered all my questions and worked very quickly to get me a great interest rate. I would recommend giving Daniel a call before anyone else!"
"Daniel really put his heart helping his client and even recommended to others that even the impossible he made it possible .., I gave him 11 out of 10. With Daniel , he’s got you covered!!!"
"Daniel and his team top-notch to work with highly recommend he got a good deal eliminated a little bit of debt and some exrta cash in bank as well highly recommended"
"Thanks Daniel Christoff He helped me get out of so much debt.He helped get a mortgage that I could live with that I owe everything to him so thank you Daniel. For everything"
"Highly Recommend Daniel, he will stick with you through the process of finding the best outcome to save you money, and plan ahead for your future."
"This is my second mortgage with Daniel and his company, he has always been honest and clear in his work. He has been available every time I needed him. Highly recommended!!!"
"Daniel and his company are highly recommended. We’ve been working together for 4 years, and everything has been a success. He is fast, efficient, punctual, and committed to his clients. He is always cordial, willing to help, and attentive to our needs. I totally recommend him!"
"We only deal with Daniel for our mortgages. Best rate, best outcome, best customer service. We love his work ethic and results!"
"Hello, I just wanted to extend a special thank you to Daniel at Mountainview Mortgage for his Patience, knowledge and continued assistance with my financial needs. I am a long term client because Daniel has always come through for me. If there's anyone who needs there financial matter taken care of properly I highly recommend you giving Daniel a call. He understands the business, he listens and most importantly ensure your present and future needs are covered with a strategic plan that best suits you. Give him a call and receive first class service.."
"Amazing Service and financial advice/help from Daniel. Saved us $1000's in the upcoming years by clearing all of our debt and putting it into our mortgage, and made this happen after losing 20% of my income. Amazing work, genuinely kind, and always gets back to you. 5/5 on every level. Amazing Job Daniel!"
"If you are looking to renew or refinance, I highly recommend Mountainview Mortgage. They will move Mountains for you. I received excellent customer service and it didn't matter how many times I asked questions Dan always called or texted me back within minutes sometimes. I wish I had found them sooner. If you truly want someone looking for the best deal. Please call them ASAP. You will not be disappointed."
"We came across Daniel's ad through Facebook. Daniel is extremely professional, friendly and passionate, he is number one in his field. We would recommend him to everyone, everything was so smooth and easy, no stress!He is the best of the best!Thank you Daniel to be helpful from start to finish!"
"I had the great pleasure of working with Daniel at a very difficult time in my life. He is patient and got me a new mortgage and I was able to consolidate for a great rate when my regular bank couldn’t assist me. His professionalism, suggestions and knowledge really helped me so much. I would recommend Daniel to anyone looking a mortgage or consolidation. He is a lifesaver."
"Daniel was great! He was very helpful, professional, positive and respectful. I felt like he truly cared and work very hard to get us the best! Thank you Daniel! I would recommend him to family and friends"
"Dan help me alot with remortgage and take out equity from my house to pay for credit card and line of credit. He is really helpful and I would refer him to help my friends if they needed help."
"Very happy with the services mountainview provided me with , especially thanks to Daniel Christoff for all the help and support during the transition of refinancing my mortgage, he is the man ."
"Best results I could ask for! ❤️ Daniel and all staff inclusive even lawyers office was kind, patient and worked with me till end. I was concerned for a bit if it was legit and not a scam because there is so much of that kind of stuff going on but I kept the faith and It turned out better than I could ask for. If anyone clicks on Daniel’s video for help I promise you that you won’t be disappointed. If anyone still has concerns if this is legit as they say you can pm me at anytime. Thank you!!!🙏 Daniel now I can actually breathe knowing my depts are paid and not getting those bill collectors calls multiple times a day anymore."
"We are so happy we took the chance and contacted Daniel. From the first call, he was so easy to deal with. Despite our financial situation, there was no hint of judgment, only a willingness to help. He was able to provide us with options and never swayed us either way. He explained all the pros and cons of each so we could make the best decision for us. Daniel is extremely responsive and available…call or text, he is there. I highly recommend Daniel. He took a huge financial burden off our shoulders and saved us so much money every month. We will definitely be dealing with him again for future financial needs. Thank you, Daniel! Aileen & Angel"
"Met Daniel through facebook! From just sending a message Daniel was able to provide amazing customer service! Daniel always puts his customers first and sets them up to be successful ! Thank you so much for your help"
"We highly recommend Daniel Christoff to anyone seeking a knowledgeable and reliable mortgage broker. Daniel demonstrated an exceptional level of expertise and dedication. He has helped my family with all our mortgage needs when our previous broker couldn't. He has your best interest in mind and gets you the deal you need. He is very helpful, thoughtful, personable and friendly. We felt extremely comfortable and taken care of. Thank you Daniel!"
"Daniel was able to get me a line of credit, despite me being off work as I wait for my surgery. He encouraged me to call anytime with my concerns and stayed on top of the process, step by step, until it was done. I highly recommend Daniel as he’s 100% focused on helping his clients get the money they need. Thanks again Daniel!!"
"This company helps me and my aunt a lot thank you soo much"
"You won't find anyone better than Daniel. He's helped to get the loan very smoothy. From communication, understanding our situation and to get the paperwork done quickly. Highly recommended! Amazing work. Thank you again Daniel."
"I have so many good things to say about Daniel Christoff... Helpful.... Thoughtful.... Cares about you... Great communicator and a high level of service commitment... He has been extremely helpful in completing the mortgage for us, and when above and beyond to make this happen. I would say that you would not be disappointed in choosing Daniel Christoff as your mortgage agent..."
"Highly recommended! Daniel helped us when no one else could. I have never known a person as positive as him, a man of his word, so easy to work with. He made the process from start to finish as easy as possible. For all your mortgage needs don't hesitate to reach out to him, he is always happy to help. We appreciate all your help Dan. Keep it up."
"Daniel is the person that you should talk to when in comes to financing. I was in 2 mortgages, and didn’t realize that the second mortgage is way too high in interest and somehow those people kept on calling and bugging me to renew when I just had that second mortgage for 9 months only. I saw Daniel’s ads in FB and when I listened to all what they’re saying about him, I decided to let it try. Not even a month Daniel fixed everything for me, all my mortgages, debts are in one now and somehow I get an extra money incase I needed it. This is the guy that you should talk to. Nice guy, to the point and he can really help you. He did helped us a lot and he can do it fast. Thank you Daniel. You are such a nice guy. Glad to know you."
"I am very grateful to Daniel for going over and beyond throughout this process. Mortgage renewal can be overwhelming and filled with anxiety especially if, as in my case, the credit scoring is not top tier. Daniel worked with me to ensure that it was hitch free and seamless. Our communications were honest, timely and consistent. I had came across Daniel's ad through my social media and to be honest I wasn't sure it was legitimate and if I could trust him. I did a bit of my own research and was very relieved to confirm that his work was indeed legitimate and award winning. If you are drowning in debt and looking for a way to consolidate, I highly recommend that Daniel is your guy. His expertise has afforded me the privilege to be able to literally sleep with both eyes closed. I can start afresh and do better. Thank you Daniel for an amazing experience."
"Daniel is an amazing person, a God send. He will work above and beyond to help you get the best rate possible. I truly recommend him, genuine and trustworthy. God bless always 🙏 Daniel continue the good work."
"Dan is the most polite, kind and patient person. He never waits on you to call, he calls first. His determination to get the best outcome for the client is unmatched. Thanks a million times for your help Dan. You are truly one of a kind."
"Absolutely fantastic and honest person to deal with. Has your best interest in mind and gets you the deal you need. Very happy with what he was able to do for my family. Highly recommend him to anyone and everyone!!!"
"Want to thank Daniel for all his help and guidance, he was amazing to deal with, always kept in contact with me and updated me, making me feel at ease and comfortable. Anyone who is looking for relief and feeling stress free I highly recommend contacting Daniel. Once again Daniel thank you for everything you’ve done, your an amazing person."
"If you need an individual that provides the most amazing, genuine, and high-level service, Dan is your man. Just getting to know Dan during this process taught me a lot about who he is and what he cares about - his clients. He went above and beyond to make sure I was taken care of. 10/10, will use him in the future and recommend him to everyone."
"“We recently worked with Daniel Christoff for second time for mortgage renewal, and we couldn’t be happier with the service provided. From the start, he was incredibly professional and took the time to explain all of our options in a way that was easy to understand. He kept us updated throughout the process, and even when there were a few unexpected challenges, he handled everything calmly and efficiently. Thanks to his expertise, we were able to secure a great rate, and the entire experience was smooth and stress-free. I highly recommend Daniel to anyone seeking personalized and knowledgeable advice for their mortgage needs.”"
"Super big help….Daniel is extremely professional and responds quickly to any questions and concerns.. highly recommended… much appreciated Daniel..😊😊🎉👍🎉👍"
"Daniel is Very kind and helped my husband with his financial goals. He can help anyone!"
"Was very surprised how quick and easy the process was. Thanks Daniel for all your efforts. You’re truly amazing."
"I’m going to be very honest with this review… this guy deserves 1000 stars. He isn’t a scam he’s actually legitimate. He has helped my family become debt free and made it such a smooth process. I was nervous too, reaching out for help. BUT I am so glad and thankful Daniel had made it so clear and easy for me to become debt free! Daniel is the guy to go to!!! He will always be there every step of the way to assist. Don’t hesitate to even just call and discuss your situation, he has all the answers to support and help."
"I came across Daniel on social media. At first, I was skeptical , after all you have to provide a lot of personal financial information to someone you don't actually know. Daniel was very direct , to the point and professional. After reviewing the information , he presented a proposal. "Based on the information you have provided this is can I can do for you". What he said , happened , exactly they way he said and when he said it would happened. I am a very satisfied customer and a client for life. Daniel refinanced my mortgage, consolidated all my debts , got me a better mortage rate and a secured line of credit. Which in turn allowed me to purchase a pre-construction property. A Big thank you Daniel. Daniel I will be contacting you when it is time to close on my new home. Don't hesitate . Contact Daniel . He is the real deal . Alex Garcia"
"Worked with Danny on a few projects and he is incredibly knowledgable, helpful, honest, reliable and will work really hard to help out all his clients. Cant recommend him enough! You won't be disappointed."
"Dan! I have nothing but good things to say. Thank you for everything you have done. He was professional and answered all of my questions to put me and my family at ease. 100% would recommend."
"Dan is extremely personable and friendly. I feel extremely comfortable and taken care of. %100 recommend if you are hesitant."
"Daniel is my personal mortgage agent and also the mortgage agent for all of my clients. I am a real estate agent and have referred countless of clients to Daniel with raving feedback after every single one. Amazing service, communication and quality of work. I continue referring Daniel for all of my clients and continue to use him for all my personal deals. If you are looking for a trustworthy mortgage agent that is simply going to get the job done while giving you an amazing experience you need to use Daniel."
"Dan was incredibly easy to work with and helped my family save money each month while paying off existing loans. Highly recommend dan!"
"I had the pleasure of working with Daniel Christoff as my mortgage broker, and I couldn't be more impressed with his professionalism. From our initial consultation to the final approval, Daniel demonstrated an exceptional level of expertise and dedication. He took the time to understand my unique financial situation and tailored his recommendations accordingly. His thorough knowledge of the market and transparent communication made the entire process seamless and stress-free. Daniel's prompt responses to my questions and his ability to navigate complex situations with ease truly set him apart. I highly recommend Daniel Christoff to anyone seeking a knowledgeable and reliable mortgage broker."
"Thanks for everything Daniel!"
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